Dr Sreemoyee Guha Roy has a PhD in Finance from Calcutta University. She is currently working as an Assistant Professor at St. Xavier’s college (Autonomous), Kolkata. She is also an Associate Editor for two international journals. She has many national and international publications to her credit and has also participated as a paper presenter in various national and international seminars and conferences. Her area of research was Microinsurance, which motivated her to come up with this book.