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Subrat SaurabhAuthor of Kuch Woh PalR.K.GUPTA Gold medalist for two consecutive years (1973 & 1974), the author is a banker having 38 years of experience in credit and continues as a visiting faculty on working capital finance, credit appraisal, analysis of financial statements, and Risk management in various banks across India and Universities like Bennett University, Amity University, IIBF and NIBSCOM for more than 15 years. He has worked at PNB(e-OBC) and made substantial changes in credit policy of the bank; keeping in view the difficulties faced by the field functionaries and framed credit risk management policy during Read More...
R.K.GUPTA
Gold medalist for two consecutive years (1973 & 1974), the author is a banker having 38 years of experience in credit and continues as a visiting faculty on working capital finance, credit appraisal, analysis of financial statements, and Risk management in various banks across India and Universities like Bennett University, Amity University, IIBF and NIBSCOM for more than 15 years. He has worked at PNB(e-OBC) and made substantial changes in credit policy of the bank; keeping in view the difficulties faced by the field functionaries and framed credit risk management policy during the period 2005-08.
His debut book “Working Capital Management & Finance” has internationally been acknowledged.
HIMANSHU GUPTA
A graduate in B.Tech (Hons) Information & Technology and MBA (operations) from IIM-Kozhikode (2011), he currently works as a Solution Architect for ERP solutions handling large projects across the globe. With around Two decades experience in software engineering and management across the industry domain, he is an avid reader with key interest in technology and operations.
Read Less...Achievements
This is the first book for bankers and finance managers on Credit Appraisal with Analysis of Financial Statements in very simple language covering various problems being faced by the officers of almost all banks specifically after introduction of Companies Act 2013. The book has been updated to 30.06.2022. Mounting NPAs & disciplinary actions in the banks are reported to be a result of weak appraisal. This book has covered all such aspects to understand
This is the first book for bankers and finance managers on Credit Appraisal with Analysis of Financial Statements in very simple language covering various problems being faced by the officers of almost all banks specifically after introduction of Companies Act 2013. The book has been updated to 30.06.2022. Mounting NPAs & disciplinary actions in the banks are reported to be a result of weak appraisal. This book has covered all such aspects to understand logically with all ins and outs of appraisal along with financial statements. It will prove to be a bible for all officers who are working in banks but have no background of banking terminologies and its technical aspects with logical understanding besides finance officers.
This is the first book which is updated to 15.09.2023 for bankers and Lenders on Monitoring of Credit & Recovery of Bank Loan in a very simple language covering various problems being faced by the officers of almost all the banks resulting in a deficiency in due diligence.
Mounting of NPAs in the banks is reported to be a result of weak appraisal and weak monitoring at various levels resulting in suffering huge losses by the lending institutions. Th
This is the first book which is updated to 15.09.2023 for bankers and Lenders on Monitoring of Credit & Recovery of Bank Loan in a very simple language covering various problems being faced by the officers of almost all the banks resulting in a deficiency in due diligence.
Mounting of NPAs in the banks is reported to be a result of weak appraisal and weak monitoring at various levels resulting in suffering huge losses by the lending institutions. The monitoring starts from day one when the proposal is received at the branch level for sanction to the date of closure of the account. This book has covered all such ins and outs to understand the technique for monitoring of all types of borrowal accounts at various stages including stages of pre-sanction, documentation, disbursal, operation, renewal, enhancement, SMA, RFA, NPA, and Recovery through Lok Adalat, SERFAESI, DRT, Settlement/Compromise & IBC. We are confident that this book will prove to be a bible for all Loan Officers/Senior Officials working in banks, NBFCs, or other lending institutions.
This is the first book which is updated to 15.09.2023 for bankers and Lenders on Monitoring of Credit & Recovery of Bank Loan in a very simple language covering various problems being faced by the officers of almost all the banks resulting in a deficiency in due diligence.
Mounting of NPAs in the banks is reported to be a result of weak appraisal and weak monitoring at various levels resulting in suffering huge losses by the lending institutions. Th
This is the first book which is updated to 15.09.2023 for bankers and Lenders on Monitoring of Credit & Recovery of Bank Loan in a very simple language covering various problems being faced by the officers of almost all the banks resulting in a deficiency in due diligence.
Mounting of NPAs in the banks is reported to be a result of weak appraisal and weak monitoring at various levels resulting in suffering huge losses by the lending institutions. The monitoring starts from day one when the proposal is received at the branch level for sanction to the date of closure of the account. This book has covered all such ins and outs to understand the technique for monitoring of all types of borrowal accounts at various stages including stages of pre-sanction, documentation, disbursal, operation, renewal, enhancement, SMA, RFA, NPA, and Recovery through Lok Adalat, SERFAESI, DRT, Settlement/Compromise & IBC. We are confident that this book will prove to be a bible for all Loan Officers/Senior Officials working in banks, NBFCs, or other lending institutions.
The overwhelming support from readers, has motivated the author to bring out latest 4th Edition of the book which has been updated to 31.08.2021. Various banking authorities on credit, Entrepreneurs, Education Institutions have appreciated the language and contents of working capital in simple language covering various problems being faced by the officers joining the banks for the last two decade. This book contains all the formats used for working capital f
The overwhelming support from readers, has motivated the author to bring out latest 4th Edition of the book which has been updated to 31.08.2021. Various banking authorities on credit, Entrepreneurs, Education Institutions have appreciated the language and contents of working capital in simple language covering various problems being faced by the officers joining the banks for the last two decade. This book contains all the formats used for working capital finance and management as well. This book is very convenient to understand logically with all the ins & outs of the working capital management and its finance. It will prove to be a bible for all the officers who are working in the banks, financial institutions, NBFCs, MFIs as credit officers, including the students of MBA (Finance) & entrepreneurs. It is very useful even for those who have no background of financial terminology and its technical aspects with logical understanding.
This is the first book for bankers and finance managers on Credit Appraisal with Analysis of Financial Statements in very simple language covering various problems being faced by the officers of almost all banks specifically after introduction of Companies Act 2013. The book has been updated to 30.06.2022. Mounting NPAs & disciplinary actions in the banks are reported to be a result of weak appraisal. This book has covered all such aspects to understand
This is the first book for bankers and finance managers on Credit Appraisal with Analysis of Financial Statements in very simple language covering various problems being faced by the officers of almost all banks specifically after introduction of Companies Act 2013. The book has been updated to 30.06.2022. Mounting NPAs & disciplinary actions in the banks are reported to be a result of weak appraisal. This book has covered all such aspects to understand logically with all ins and outs of appraisal along with financial statements. It will prove to be a bible for all officers who are working in banks but have no background of banking terminologies and its technical aspects with logical understanding besides finance officers.
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