#National Writing Competition

R.K.Gupta, Himanshu Gupta

Visiting Faculty, Consultant & Author
Visiting Faculty, Consultant & Author

R.K.GUPTA Gold medalist for two consecutive years (1973 & 1974), the author is a banker having 38 years of experience in credit and continues as a visiting faculty on working capital finance, credit appraisal, analysis of financial statements,  and Risk management in various banks across India and Universities like Bennett University, Sharda University, Noida International and Amity University, NIESBUD for more than 10 years. He has worked at Oriental Bank of commerce and made substantial changes in credit policy of the bank; keeping in view the difficulties faced by the field functionaries Read More...

Working Capital Management & Finance

Books by R.K.Gupta, Himanshu Gupta

The overwhelming support from readers, has motivated the author to bring out latest 4th Edition of the book which has been updated to 31.08.2021.  Various banking authorities on credit, Entrepreneurs, Education Institutions have appreciated the language and contents of working capital in simple language covering various problems being faced by the officers joining the banks for the last two decade. This book contains all the formats used for working capital f

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Credit Appraisal & Analysis of Financial Statement


This is the first book for bankers and finance managers on Credit Appraisal with Analysis of Financial Statements in very simple language covering various problems being faced by the officers of almost all banks specifically after introduction of Companies Act 2013. The book has been updated to 31.10.2020. Mounting NPAs & disciplinary actions in the banks are reported to be a result of weak appraisal. This book has covered all such aspects to understand

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