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Banker on the Bike Retiring officer’s funds, under lien and his struggle beyond Bank’s Merger

Author Name: Alok Gupta | Format: Paperback | Genre : Business, Investing & Management | Other Details

Sanctioning loans is a basic responsibility of a Bank Manager but when he chooses to change the job for growth and seeks voluntary retirement, one of hundreds of loans sanctioned by him, is questioned. The challenges a Bank officer faces to get relieved. Part of retirement benefits are kept as deposits under lien as security to cover a home loan sanctioned by him eight years back, though the account is already decreed in favour of the Bank. 

It is the story of the struggle of a young Indian youth of the 70s, commitment of an officer of the 80s, growth of Banking during 90s, and tricks a private Bank Management played in the first decade of the millennium. This is in a fictional autobiography format. Surely, many of the Bankers would love reading and relating it to their lives. This is the story of an extraordinary officer of a Bank who chose to change track and rose to the level of Senior Vice President of a Life Insurance Company. The journey from a village school to becoming a University Gold Medallist. The challenges of working as an Agriculture Field Officer and growing in the ladder, competing in an environment full of corporate politics, and the environment around gives a clear picture of life as it was.

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Alok Gupta

Alok Gupta is a Bancassurance Consultant and has held a senior executive position in a Japanese Life Insurance Joint Venture with two major public sector Banks in India. He has also been a senior executive in a renowned private sector Bank named the Bank of Rajasthan Ltd, which got merged with ICICI Bank in 2010. He was responsible for coordinating with Ms Hema Malini for signing her up as brand Ambassador and also for supporting the launch of various new initiatives of the Bank, including Life Insurance tie-ups. He was Head Cards of the Bank and was also responsible for the launch of its ATM, Debit Card, and Credit Card. He was associated with development of digital stamp franking process, with government officials, on behalf of the Bank. He had opportunities to make presentations to Chief Ministers of few important states and the then Finance Minister of Rajasthan to make the stamp franking acceptable and implemented through the Banks.

He is one of the few financial services executives in the country who has contributed to both Banking and Life Insurance. He is an Agriculture graduate and a university Gold Medallist, post-graduate in Management, a Fellow of Insurance Institute of India, and also Certified Associate of Indian Institute of Bankers.



Twitter: @bgjalok