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Subrat SaurabhAuthor of Kuch Woh PalWhy yet another book on Microfinance? What new insights does it offer that make it worthwhile? The answers to these questions lie in the manner in which urban microfinance related issues have been analysed in the Indian context, and the solutions presented herein. This book offers its readers a comprehensive historical perspective on microfinance. Besides, a comparative analysis of self-help groups promoted by various institutions in the Indian urban milieu makes it a unique reference material on urban microfinance in India. The last section on the Indian government’s urban poverty alleviation scheme, SJSRY, the lacunae in its implementation and the suggested policy interventions provides useful insights on what ails the government’s poverty alleviation schemes and the possible remedies.
Madhubala Swami is an associate professor and head of the Economics department at a Mumbai University affiliated college. She has done her M. Phil in development economics and Ph. D. in urban microfinance. Madhu has dedicated over twenty six years to teaching and research and has keen interest and deep insights on urban microfinance related issues. She has authored papers on wide ranging topics such as micro insurance, micro health insurance, women’s empowerment and the Indian government’s poverty alleviation schemes, that have been published in Indian and international journals. She has also presented papers on topical issues of the Indian economy at conferences in India and abroad.
