Santosha K. Nayak

Writer, Financial Advisor, Marine Pilot
Writer, Financial Advisor, Marine Pilot

A common man, a creative designer, an ideator, a versatile thinker, a critical analyst, a financial advisor, a social entrepreneur, a writer, a trouble-shooter, a Captain of ocean-going ships, a Marine Pilot, and a responsible citizen of India. Love for the country and its people have inspired a common man to think about something beyond the horizon. An inquisitive thought process to understand the root causes of the problems and a strong desire to solve the problems have led to incessant research and some simple logical reasoning. Many great people from the past have proved that a common man Read More...


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The Green Code of Marine Pilotage

Books by Capt Santosha K Nayak

Fuel efficiency, currently, has been one of the main planks of running businesses sustainably. It has dual objective of cost saving and reducing harmful emissions into atmosphere. 

At global scale, marine pilotage operations contribute substantially towards carbon emission as a part of international shipping. It involves emissions from ships and tugs in the coastal environment of every maritime nation. Marine pilots are directly involved in contro

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Parent's Role in a Child's Holistic Education

Books by Santosha K. Nayak

Young age, children are like little sponges, learning and soaking in everything. This is a great time to introduce key concepts that they can carry throughout their lives. There lies parents role in education of their child. Parental involvement in children's education is crucial for their overall development.  If you fail to inculcate the right things in their mind, they won't wait till you find time to teach them the right things, rather they assimilate

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Reckon Your Riches

Books by Santosha K. Nayak

This book teaches the right way to manage your personal finances. This is one of the best finance books that help the younger generation to set out their financial journey. This is a must-read for students, young adults, persons who are financial backbone of their families. Without basic money management skills, you will keep working for years but always fall short of money at critical junctures of life. This book gives the basic money management education tha

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Graded Self Sufficient Model of Regional Economic Development

Books by Santosha K Nayak

Long been, I felt that every region of the world – small or big, deserts or oceans, coastal plains or mountains, deep forests of developed cities, villages or towns, rural or urban – all have been endowed with sufficient resources by mother nature for the prosperous living of the organisms in harmony. But the pre-condition to get the prosperity is – to work hard for it- the Karma as explained in Srimad Bhagwad Gita. The organisms living in th

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One Vision Billion Dreams

Books by Santosha K. Nayak

This book is all about the economic empowerment of the common man.

More than 80% of the people are under sheer darkness and away from real development. When we talk and see of development, it is less than 20 % of the country. Historically and systematically large sections of the people were kept under darkness. And the trend hasn’t seen light for quite some time despite all the efforts from many eminent persons from different walks of life. Perhaps, t

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