"It was a wonderful experience interacting with you and appreciate the way you have planned and executed the whole publication process within the agreed timelines.”
Subrat SaurabhAuthor of Kuch Woh PalThis is the first book for bankers and finance managers on Credit Appraisal with Analysis of Financial Statements in very simple language covering various problems being faced by the officers of almost all banks specifically after introduction of Companies Act 2013. This 5th edition of the book has been updated to 31.03.2025. Mounting NPAs & disciplinary actions in the banks are reported to be a result of weak appraisal. This book has covered all such aspects to understand logically with all ins and outs of appraisal along with financial statements. It will prove to be a bible for all officers who are working in banks but have no background of banking terminologies and its technical aspects with logical understanding besides for promotion to next grades in banks, financial institutions, and finance officers of the industry as well as students of ICAI, CMA, CFA & MBA (Finance).
Write your review for this book (optional)
Review Deleted
Your review has been deleted and won’t appear on the book anymore.
R.K.GUPTA & HIMANSHU GUPTA
R.K. GUPTA
Gold Medallist in B.Com (Hons) in 1969 and consecutive years 1973 & 1974 in bank, the author is a banker having 38 years of experience in credit and continues as a visiting faculty & Adjunct Professor for BFSI specifically on Credit Appraisal, Analysis of financial statements, working Capital Finance, Risk Management in various commercial banks across India and Universities like Bennett University, Amity University, Indian Institute of Banking& Finance (IIBF), National Institute of Banking Studies & Corporate Management (NIBSCOM); for more than 17 years. He has worked at Punjab National Bank (e-OBC) and made substantial changes in the credit policy of the Bank keeping in view the difficulties being faced by the field functionaries. He framed Credit Risk Management Policy during the period 2005-08.
His debut book “Working Capital Management & Finance” has internationally been acknowledged
HIMANSHU GUPTA
A graduate in B.Tech (Hons) Information & Technology and MBA (operations) from IIM-Kozhikode (2011), he currently works as a Solution Architect for ERP solutions handling large projects across the globe. With more than two and half decade experience in software engineering and management across the industry domain, he is an avid reader with key interest in technology and operations.
