The book is an extended version of the first book, “The Indian Credit Reporting System” aiming to provide in-depth knowledge on how to handle credit repair when you have identified errors in your credit report.
The book unveils some of the key points on:
• The gist of credit repair
• Process and strategy to repair credit report
• Strategies while dealing with collection agents
• In-depth understanding of credit rebuilding process
• The scope of the credit repair business
• The Credit Information Companies Act 2005 with amendments
• The Reserve Bank of India circulars on credit information companies
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Apurva Bhagat
An alumnus of IIM and a lawyer, Apurva Bhagat has vast experience of 21 years in the field of finance, taxation, project financing and retail sector loan. He has built his expertise in credit analysis. As a founder and president of Apoorvaa Foundation, the first credit rectification organization in India, he has aimed to build a credit healthy nation. For this, he is working passionately, and one such step is the first book, “The Indian Credit Reporting System“ and this book which will help people educate themselves on this subject.
Besides this, he is successfully managing 108 branches of Apoorvaa Foundation in 90 cities in 21 states at the PAN India level. An advocate of knowledge sharing, he is an accomplished trainer, and speaker and conducts bank seminars. To date, he has conducted 400 bank seminars on credit awareness. He has also fulfilled a responsibility as an editor for a MUDRA COMPASS- Whistle Blower Magazine.
