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Chinchu Gets a Superpower!

Author Name: M Pattabiraman | Format: Paperback | Genre : Young Adult Nonfiction | Other Details

What is this book about? As parents, if we had to groom one ability in our children that is key not only to money management and investing but for any aspect of life, what would it be? My answer: Sound Decision Making. So in this book, we meet Chinchu who is about to turn 10. What he wants for his birthday and how his parent's plan for it and teach him several key ideas of decision making and money management is the narrative.

Who is the book for? Children above the age of 10. Some 8+ kids may also be able to appreciate it. We have made it a point to keep the text simple and straightforward so that a child can readily understand the importance of introspection (realise what we want and not get affected by peer pressure) and independent decision making.

What is covered in the book? Aspects connected to decision-making such as (1)  Affordability: living within our means; (2) Needs vs wants; (3) Delay gratification; (4) Planning a purchase; (5) Appreciating our requirements;  (6) Ignoring peer pressure; (7) Benefits of product research; (8) Basic of borrowing (debt); (9) Budgeting.

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M Pattabiraman

Dr M. Pattabiraman (PhD) is an associate professor at IIT, Madras. He is also the founder, managing editor and primary author of the popular website that serves over three million visitors a year. Dr Pattabiraman has co-authored two books: You can be rich too with goal-based investing (published by CNBC TV18) and Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you want.

Over the last eight-years, while analysing investment risk and creating goal-based portfolio management strategies, Pattabiraman got a ring-side seat to investor behaviour. Most investor problems can be traced to a lack of informed decision making. We have all made bad decisions and money mistakes when we started earning and spent years undoing these mistakes. Why should our children go through the same pain?

This book stems from the author's firm belief that well begun is half-done. If we can teach our kids how to make the right money decisions, they can avoid mistakes, spend prudently and start building wealth as soon as they start earning.