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Ra Ma. Palaniappan

Author | Public Speaker | Ex-Banker
Author | Public Speaker | Ex-Banker

Keynote speaker with over 15 years of industry experience as a Banker and IT Program Manager. He passionately speaks about attaining Financial Freedom by leading a debt free life. He has evolved as a powerful speaker, having inspired many professionals through his speaking assignments, workshops, and programs. Palaniappan was awarded as a Distinguished Toastmaster (DTM), the pinnacle award in Toastmasters International. He is a member of the Professional Speakers Association of India (PSAI) – an association of Global Speakers Federation. Academically, he holds an MBA in International BusineRead More...


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ZERO EMI
Books by Ra Ma. Palaniappan

Are you happy with the way you are handling your finances? Research says that 90% of the people work for EMI and not for anything else. People stick to their job because of the EMIs they must pay. Are you one among them and want to get rid of your EMIs? Are you looking for ways to achieve Financial Freedom? Do you want to be organized and manage your finances better?

Zero EMI has the answers to all your questions and will help you control your finances,

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