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Subrat SaurabhAuthor of Kuch Woh PalThis book teaches the right way to manage your personal finances. This is one of the best finance books that help the younger generation to set out their financial journey. This is a must-read for students, young adults, persons who are financial backbone of their families. Without basic money management skills, you will keep working for years but always fall short of money at critical junctures of life. This book gives the basic money management education that averse the hardships that may creep in if you are ignorant. Keep in mind, “earning money doesn’t make you rich, but right savings and investment does”
Today’s young think that they have lot of time to think about future. That’s how they lose most of their critical time being unaware till they get a sudden financial shock. Remember, your riches are with you, but you forget or ignore to reckon it. The biggest resource you have is time. And you need the right financial knowledge to make the best use of time that can propel you to wherever you want. The earlier you learn about your personal finance, the more successful you'll be later in life.
The author has devised 2 investment matrices -100R-IP (1000 Rs/mo Invest Plan) and 100R-IP (100 Rs./mo Invest Plan). Following the investment practices in these lines, you will be surprised to know that investing only minuscule amounts monthly for a long term horizon will produce a lot of money. Only thing is that the investor needs to be disciplined in this endeavour.
Santosha K. Nayak
A common man. A creative designer, an ideator, a versatile thinker, a critical analyst, a co-founder of start-ups, a writer, a trouble-shooter, financial planner and advisor, a captain of ocean-going ships, a marine pilot, a social entrepreneur and a responsible citizen of India.
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