What if the system you're working so hard to succeed in was designed to make sure you never win?
In this bold and eye-opening expose, Zayd Iqbal Haji uncovers the sinister blueprint behind today’s global economy—revealing how modern finance is not just broken, but deliberately engineered to enslave. With Riba at its core and manipulation in its DNA, capitalism thrives on your obedience, your debt, and your silence.
Backed by the Qur’an and 1,400 years of ignored economic truth, this book connects everything they never wanted you to understand—banking, inflation, cryptocurrency, Waqf, secret societies, and the spiritual cost of financial ignorance.
Volume 02 doesn’t offer comfort. It offers clarity.
It won’t soothe your illusions—it will shatter them.
But once you read it, you’ll never see money, success, or "freedom" the same again.
If you’re tired of being lied to, trapped by debt, and sold false dreams—this is your wake-up call.
Buy this book. Break the system. Reclaim your purpose.
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Zayd Haji
Zayd Haji
Author & Research Student | Founder – IFR & ISR
www.zaydhaji.com | www.zaydalhaji.com
Zayd Iqbal Haji is a research student, author, and founder of Islamic Finance Research (IFR) and Islamic Studies Research (ISR). Born on Eid al-Fitr, February 1st, 1998, in Mumbai, India, Zayd’s arrival was marked not by a cry of confusion but by the words “Allah, Allah” — a moment his family remembers as a soul remembering its covenant.
Raised in a family grounded in trust, honesty, and Islamic values, Zayd's legacy is built upon generations of integrity — from his great-grandfather Ismail Abbas Haji to his late father, Iqbal Ahmed Haji, whose life and passing deeply shaped Zayd’s mission. After his father's death in 2020, Zayd redirected his grief into purpose — dedicating himself to uncovering the truth behind modern economic systems and reviving ethical finance.
Zayd holds a BBA in Marketing and an MBA in Banking & Finance Management. He studied Islamic Sciences under Shaykh Assim Al Hakeem at Zad Academy and continues to expand his knowledge under the mentorship of Almir Colan, Director of the Australian Centre for Islamic Finance (AusCIF). He also holds certifications in Behavioral Finance, Corporate Strategy, and Leadership.
As a student, not a scholar, Zayd merges deep research with lived experience. His books — including The Invisible Debt Trap: Volume 01 & 02, Zayd’s Rules series on mutual funds, stock investing, and value-based finance — challenge riba-driven economics and call for a return to justice-centered, Shariah-aligned financial systems.
Zayd Haji’s Mentors: Guided, Trained & Inspired
The journey of Zayd Haji is marked by the wisdom of mentors who trained and inspired him across disciplines. He drew inspiration from Ray Dalio in investing and systems thinking, Mufti Taqi Usmani in Islamic finance jurisprudence, and Muhammad Salih Al-Munajjid through his projects in applied fiqh.
He was personally trained by Winston Noronha in finance and discipline, and Franklin Earnest John in leadership and social marketing. Through courses, Assim Al Hakeem shaped his clarity of creed, Dr. Zakir Naik his comparative religion and da‘wah skills, and Shaykh Dr. Muhammad Salah his Qur’anic scholarship.
Through www.zaydhaji.com and www.zaydalhaji.com, He offers Islamic finance insights, Qur’anic analysis, infographics, and personal counseling rooted in Quran & Sunnah. He believes finance without faith is slavery — & ethical wealth is worship in action.
