"It was a wonderful experience interacting with you and appreciate the way you have planned and executed the whole publication process within the agreed timelines.”
Subrat SaurabhAuthor of Kuch Woh Pal
The book provides knowledge related to credit issue which is based on the vast experience of the author alongside some tips. A credit score is a phenomenal part of any lending decision, but due to a lack of awareness people are crushing out their credit and financial institutions are also failing at some point in lending decisions.
The book reveals the some of the key points on:
• The Credit Information Companies (Regulation) Act, 2005
• Gist of Credit Reporting System
• Broad Explanation of Credit Reports
• Importance of Credit Score and Best Ways to Boost It
• TransUnion CIBIL Score 2.0
• Managing your Credit and Future Planning
• Idea of Credit Rectification Company
• Expert Advice
The book is the first of its kind to provide you with some clarity on the subject in India.
Apurva Bhagat
A lawyer by profession, Apurva Bhagat has vast experience of 21 years in the field of finance, taxation, project financing and retail sector loan. He has built his expertise in credit analysis. As a founder and president of Apoorvaa Foundation, the first credit rectification organization in India, he has aimed to build a credit healthy nation. For this, he is working passionately, and one such step is this book, which will help people educate themselves on this subject.
Besides this, he is successfully managing 108 branches of Apoorvaa Foundation in 90 cities in 21 states at the PAN India level. An advocate of knowledge sharing, he is an accomplished trainer, and speaker and conducts the bank seminars. To date, he has conducted 400 bank seminars on credit awareness. He has also fulfilled a responsibility as an editor for a MUDRA COMPASS – Whistle Blower Magazine.
