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Why yet another book on Microfinance? What new insights does it offer that make it worthwhile? The answers to these questions lie in the manner in which urban microfinance related issues have been analysed in the Indian context, and the solutions presented herein. This book offers its readers a comprehensive historical perspective on microfinance. Besides, a comparative analysis of self-help groups promoted by various institutions in the Indian urban milieu makes it a unique reference material on urban microfinance in India. The last section on the Indian government’s urban poverty alleviation scheme, SJSRY, the lacunae in its implementation and the suggested policy interventions provides useful insights on what ails the government’s poverty alleviation schemes and the possible remedies.