K. Srinivasa Rao

Dr. Rao was the General Manager – Strategic Planning at the Bank of Baroda. He acquired an inside view of banking operations during the three and half decades of work experience in India and abroad in different positions. His association with the nuances of transition during the bank reform phase in the bank had strengthened his perspectives further. His interest in knowledge management led him to join National Institute of Bank Management (NIBM), Pune as Associate Professor and later moved as Director, National Institute of Banking Studies and Corporate Management (NIBSCOM), Noida. He teachRead More...


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Changing Dimensions of Banking in India

Books by K. Srinivasa Rao

When the banking sector was coping with mergers and consolidation, the enlarged scope of activities of non-banks, fintech companies on high voltage digital banking spree, the scourge of the pandemic suddenly added several tectonic changes. The Covid-induced stress led to several rounds of stimulus packages, expansionary Union Budget 2021-22 and increased Capex allocations where the role of banks became more critical. 

Formation of Development Finance I

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Transformation of Public Sector Banks in India

Books by K. Srinivasa Rao

Transformation of Public Sector Banks in India crisply captures the different phases of the journey of the transformation of PSBs in India, beginning with the nationalisation of banks. It maps the developments and challenges of PSBs in expanding the outreach to the unbanked hinterland to fulfil the socio-economic needs of the financially excluded segments. The resilience of PSBs is evident, more particularly in adopting technology, business process r

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