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Changing Dimensions of Banking in India

Author Name: K. Srinivasa Rao | Format: Hardcover | Genre : Business, Investing & Management | Other Details

When the banking sector was coping with mergers and consolidation, the enlarged scope of activities of non-banks, fintech companies on high voltage digital banking spree, the scourge of the pandemic suddenly added several tectonic changes. The Covid-induced stress led to several rounds of stimulus packages, expansionary Union Budget 2021-22 and increased Capex allocations where the role of banks became more critical. 

Formation of Development Finance Institutions (DFI) and National Asset Reconstruction Company Ltd. (NARCL) – Bad Bank followed to provide the firepower to revive and sustain the economy. 

Encouraged by the unprecedented changes in banking sector, writing a book on ‘Changing Dimensions of Banking in India’ was considered apt to capture key changes with their implications. 

It highlights the nuances of potential changes in the organizational structure, corporate governance, digital innovations, credit growth, MSME sector, better managing asset quality and strengthening risk management architecture. The quick read can be a ready reference to the next generations leaders. 

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K. Srinivasa Rao

Dr. Rao was the General Manager – Strategic Planning at the Bank of Baroda. He acquired an inside view of banking operations during the three and half decades of work experience in India and abroad in different positions. His association with the nuances of transition during the bank reform phase in the bank had strengthened his perspectives further.

His interest in knowledge management led him to join National Institute of Bank Management (NIBM), Pune as Associate Professor and later moved as Director, National Institute of Banking Studies and Corporate Management (NIBSCOM), Noida.

He teaches Risk Management in the Institute of Insurance and Risk Management (IIRM), Hyderabad, as an Adjunct Professor. He holds a PhD from Banaras Hindu University (BHU), MBA (Finance) and LLB. 

His first book, Transformation of Public Sector Banks in India – Challenges in the Journey, was published in September 2019.



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