A Ramesh Kumar,Moin Qazi

Maharashtra, India

A RAMESH KUMAR A Ramesh Kumar is one of India’s well known bankers with 33 years of experience in Banking across India and internationally with State Bank of India, the largest bank in India. An International Banker by training, he was in-charge of the Foreign Currency corpus of the Bank and Correspondent Relations with Foreign Banks. He was also the head of all International Offices and Subsidiaries of the Bank. As Chief General Manager he headed the Banks operations in Mumbai Circle. He was the moving spirit behind the emergence of a microfinance wave in Central India, particularly Maharashtra. Currently he is Managing Director of Swarna Pragati Housing Microfinance Pvt Ltd, a Housing Finance Company, pioneering an innovative and revolutionary approach to Rural Housing microfinance for the people at the Bottom of the Pyramid. He has been a staunch advocate of the Triple Bottom Line since his early career when the concept no longer existed in corporate lexicon. Kumar is also an Ashoka Fellow MOIN QAZI Moin Qazi has spent a major part of his three decade career in SBI in microfinance as a grassroots field officer, program manager, senior executive, policy maker and professional researcher. He holds a doctorate in Economics and English Literature. He has written extensively on microfinance in well known national and international journals on development finance and has been associated with A Ramesh Kumar in his microfinance initiatives .



BOOKS PUBLISHED


This book is an exhaustive handbook on microfinance covering more than 600 concepts and ideas .Since poverty alleviation remains a top agenda for development programs and microfinance has proved the most effective approach for combating it, there was a growing demand among students, academics, journalists, bankers and general readers for a handy companion on microfinance. The text examines what has become a vast global industry employing hundreds of thousands of people and attracting the attention of large numbers of governments, banks, aid agencies, non-governmental organizations and consultancy firms. In this book the authors try to help students, who are relatively new to microfinance...

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History bends to the will of man when it is exercised with faith and steadfastness. Umar Al Farooq was one such man. He bent history to his will, leaving a legacy that successor generations have looked upon as a model to copy. He was one of the greatest of conquerors, a wise administrator, a just ruler, a monumental builder and a man of piety who loved God with the same intensity that other conquerors of his calibre have loved gold and wealth. . Umar shaped the historical edifice of Islam and whatever Islam became or did not become in subsequent centuries is due primarily to the work of this historical figure. Indeed, Umar was the architect of Islamic civilization. Humankind has a tryst wi...

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The life of Muhammad has provided inspiration to Muslims for hundreds of years .The Prophet occupies a unique place in the life and conscience of Muslims. For them, he was the most perfect of God’s creatures, and he was, according to a famous Arabic poem, not just a man among men but like a ruby among ordinary stones. The life of the Prophet has inspired the development of a vast body of literature over the centuries. Authors in every genre have written about Muhammad. Qur’anic commentators and jurists use examples from his life to explain obscure scriptural passages or argue in favour of particular rules. Ethicists give advice based on his conduct and precepts. Mystics derive elaborat...

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Women in Islam: Exploring new Paradigms is a revolutionary book that explores the vast literature and canonical texts on the rights of Muslim women. The author argues that the revelation of Qur’an marked a watershed in the history of Muslim women. It empowered them in several ways. If women are oppressed today it is on account of factors extrinsic to Islam: had the true intent of the Qur’an been followed, there would have been gender equality, but this true intent was undermined by Arabian patriarchal practices and by imports from surrounding in egalitarian civilizations .He believes that the solution lies not in reforming but in rediscoverin...

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The life of Prophet Muhammad has provided inspiration to Muslims for hundreds of years. The Prophet occupies a unique place in the life and conscience of Muslims. In this profound and stimulating biography, the author shows how the Prophet’s message can be used to address a vast range of contemporary issues. The author focuses on the continuing relevance of the Prophet’s life and teachings in the contemporary context and strives to underline those aspects which have made them the touchstones of faith and purity of thought and action ...

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VILLAGE DIARY OF A HERETIC BANKER is more a diary than an instructive guide. The diary provides the flavour of the author’s personal experiences as a rural banker and his engagement with the poor in the remote crannies of India. The seed around which the book crystallises is the intrinsic tenacity and grit of poor rural women that can be harnessed into energetic powerhouses to drive our rural society onto the road to prosperity. The book carries in its pages the poignant nostalgia of the author for villages but it is also tinged at places with rage and despair. The message in this book is that there is no grand, universal formul...

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Indian hand woven fabrics have been known since time immemorial. Poets of the Mughal durbar likened our muslins to baft hawa (woven air), abe rawan (running water) and shabnam (morning dew). A tale runs that Emperor Aurangzeb had a fit of rage when he one day saw his daughter princess Zeb-un-Nissa clad in almost nothing. On being severely rebuked, the princess explained that she had not one but seven jamahs (dresses) on her body. Such was the fineness of the hand woven fabrics..The author, who has spent several decades working for the promotion of handicrafts, provides unique insights into the lives of weavers striving to preserve the traditional textile...

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Muhammad: The Prophet for Eternity {Khutbât-e-Madrâs}is a compilation of a series of eight lectures delivered by Syed Sulaiman Nadvi in 1925 at Madras in India. In these lectures the author examines the lifeof the Prophet as an abidingmodel for all mankind. These lectures were delivered as part of an annual series of lectures promoted by the Muslim Education Society of Madras, a pioneer institution in South India. Among those who delivered these lectures are the legendary poet, Sir Mohammad Iqbal and the great translators of the Quran, Mohammed Marmaduke Pickhtall an...

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This book is largely a result of notes compiled by the author during the course of his studies and readings that straddled a vast canvas of life; spiritualism, academics, journalism, law, philosophy and literature. It is not a discourse but is truly a journey into the soul, and an initiation. ­ The pages of this book are a strange mixture of analytic thought, mysticism, literature, eastern philosophies, western thought, religions, the sciences, psychology and the arts. ­ The book surely has its own window. But the window invites us to open our own windows to look through the prism of every human being so that we know, understand and appreciate each other better. The author has drawn from ...

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