"It was a wonderful experience interacting with you and appreciate the way you have planned and executed the whole publication process within the agreed timelines.”
Subrat SaurabhAuthor of Kuch Woh Pal
Since independence, the field of rural credit has traversed a long terrain. This book is a good synthesis of the evolution and development of the domain from a theoretical as well as practical perspective. It is a fundamental literature on rural finance mechanisms as well as financial inclusion initiatives in India. Although the field of rural credit is vast and specialised, the authors have carefully picked up the most important components of this domain, which will be immensely useful to readers to get first-hand knowledge on the subject. While it traces the important institutional mechanisms of rural and agricultural credit in India, it also discusses the emerging paradigms of rural finance and ICT interventions, which can potentially restructure delivery mechanisms to encourage product innovation for serving the financial needs of those at the bottom of the pyramid population.
The authors have attempted to cover every important aspect of rural finance by incorporating relevant discussions on institutions, governance, policy framework, schemes, and practices along with issues and concerns in the area of agricultural finance, rural credit and financial inclusion. The text has been woven in a cohesive manner so that the reader can appreciate the historic milestones while comprehending the present situation. Each chapter has been pinned to the larger developmental context to drive home the key issues concerning this field.
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K. K. Tripathy and Anshu Singh
Dr. K. K. Tripathy is a 1999 batch officer of Indian Economic Service (IES) and is presently posted as Officer on Special Duty in the Ministry of Cooperation, Government of India, New Delhi. His previous assignment was in the capacity of Director at Vaikunth Mehta National Institute of Co-operative Management (VAMNICOM), a premiere national institute located in Pune. He has received a PhD in ‘Micro Finance in Rural India’, from the Department of Management Studies, Indian Institute of Technology (IIT) - Delhi.
Dr. Anshu Singh is an academician, with over 10 years of experience in the field of management education and research. She has pursued her master’s in Business Administration (MBA) from the Institute of Management Studies, Banaras Hindu University, Varanasi, and her bachelors in Statistics (Hons) also from BHU, Varanasi. She has received a PhD in the area of Financial Inclusion from Savitribai Phule Pune University.
