"It was a wonderful experience interacting with you and appreciate the way you have planned and executed the whole publication process within the agreed timelines.”
Subrat SaurabhAuthor of Kuch Woh Pal
This book is a money management wallet that gives you guides on how to understand money management and how to manage your finances efficiently. If you want to consider the principles of managing your finances effectively, you may need to know where you are in terms of assets and liabilities. Bank balance, retirement account, investment account, and properties (such as your home, car, etc.) all represent your assets. Your credit card balances, student loans, car loans, home loans, and other debts represent your obligations. Your net worth is obtained by subtracting your assets from your liabilities. Get your net worth when you deduct your assets from your liabilities. you have negative net worth when your liabilities exceed your assets. But you can improve this with a good financial plan.
Control over personal wealth is not a new idea. The survival of individual households in the 1600s has always depended on their ability to allocate income efficiently after the advent of capitalism (the economic structure characterized by private ownership of property and the right to benefit with relative freedom) . Since then, at least in theory, financial stability has been possible by saving and investing in excess profits.
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Vijay Patidar
Vijay P is a freelance IT expert who deals in the creation of eBooks, articles, Android, iOS, and website development. With over two decades of corporate experience behind him, he lends his vast expertise to transform people's lives.
With an IT and project management post-graduate degree, Vijay is a Microsoft-certified professional. He has been in a part of the IT industry for the last twenty years. Born and brought up in Indore, Vijay guides companies with their IT solutions.
In his free time, Vijay spends most of his time either writing or observing the facets of nature. He also writes about topics like IT research, health, Yoga, weight loss, and self-development.
