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Subrat SaurabhAuthor of Kuch Woh Pal
The book titled “Efficiency Evaluation of Banking Sector in India” studies efficiency performance of the banking sector in India. Bank’s efficiency analysis is imperative as it assists bank management to determine the scope for managerial improvement by recognizing ‘best practice bank’ and ‘worst practice bank’ with the help of efficiency scores gained by them. The efficiency analysis can also help government to assess the effects of deregulation, mergers, or market structure on the bank's performance. The stability of financial system of an economy is also a matter of concern for regulators which can be judged from the efficiency of the banking sector. The book analyzes and evaluates the Revenue, Cost and Profit Efficiency scores of Scheduled Commercial Banks (SCBs) operating in India by applying Data Envelopment Analysis (DEA) . The book also identifies the factors i.e., Bank Specific Factors, Industry Specific Factors and Economy Specific Factors, affecting the Revenue, Cost and Profit Efficiency of Scheduled Commercial Banks (SCBs) operating in India. The book is relevant not only for the bank managers who can take advantage of competitive environment and can enhance their bank efficiency but also for Government and RBI who can get insight into the concept, importance and need of efficiency evaluation in the present era of Liberalisation, Privatisation and Globalisation and can frame bank policies and strategies taking consideration all issues and problems.
Dr. Megha Mahendru
Dr. Megha Mahendru is presently Assistant Professor in the Department of Commerce and Business Administration Khalsa College Amritsar. She has a brilliant academic career with the first class throughout and distinction in Masters of Commerce. Her area of specialisation is finance and efficiency. She completed her PhD in the area of efficiency and has published number of research papers in the same field in the leading National and International journals. She has also attended a number of National seminars, conferences and workshops.
