"It was a wonderful experience interacting with you and appreciate the way you have planned and executed the whole publication process within the agreed timelines.”
Subrat SaurabhAuthor of Kuch Woh Pal
In this book, I have embarked on a journey to explore the multifaceted landscape of FinTech in India. My motivation stems from a deep fascination with the transformative power of technology in the financial sector and a keen interest in how this revolution is unfolding in one of the world’s fastest-growing economies. India’s unique socio-economic fabric, coupled with its technological leapfrogging, presents a compelling narrative of innovation, adaptation, and resilience.
The chapters within this book are crafted to offer a comprehensive overview of the Indian FinTech ecosystem. They delve into various aspects of the sector, from the burgeoning growth of digital payments to the emerging challenges of cybersecurity. Each chapter is an attempt to provide insights into how technology is not just reshaping financial services, but also redefining the economic and social contours of India.
As we stand at the brink of a financial revolution, it is imperative to understand the forces driving this change and the potential impact it holds. "FinTech Revolution in India: Opportunities and Challenges" is a step in that direction – an endeavor to encapsulate the spirit and substance of FinTech in India.
I hope this book enlightens, informs, and inspires you as much as the journey of writing it has for me.
CA Dr. Brajesh Kumar Jaiswal
CA Brajesh Kumar Jaiswal, a distinguished member of the Institute of Chartered Accountants of India (ICAI) since 1996, has made significant contributions in the field of finance and accounting. Born on October 6, 1968, in India, Brajesh’s journey in the world of finance was inspired by his late father, Krishna Chandra Jaiswal. His impressive academic record includes qualifications such as FCA (2001), DISA (ICAI) (2004), and CCFAFP (2015), highlighting his commitment to continuous learning and professional development.
Since 1996, Brajesh has been a senior partner at M/s Jaiswal Brajesh & Co., headquartered in Patna with branches across Varanasi, Lucknow, Allahabad, Ranchi, Raipur, and Delhi. His expertise spans a wide range of financial services, including consultancy in Income Tax, Service Tax, and World Bank assisted projects, as well as Audit Services in various government organizations and Public Sector Units (PSUs). He has an extensive experience in conducting various types of audits such as Statutory Audit, Concurrent Audit, Revenue Audit, and IS Audit, particularly in Public Sector Banks, PSUs, and state PSUs.
Brajesh’s area of specialization extends to investment consulting. He has been a Professional Investment Expert member of the Investment Committee at Banaras Hindu University since 2012, offering his expertise in banking and investment activities. His role as an Investment Consultant at IIT BHU Varanasi between 2012 and 2014 further emphasizes his proficiency in this domain. Additionally, he served as the Principal Director for DEAS implementation in Patna Municipal Corporation since December 2016 and is an active member of the Indo American Chamber of Commerce in Uttar Pradesh.
His contributions extend beyond professional realms into social service. He has served as a Co-opted member in various committees of the Central India Regional Council of the ICAI and was a member of the Young Members Innovation Development Committee of ICAI, New Delhi, in 2018-19. Furthermore, Brajesh has been a vocal participant in debates and discussions on important economic topics such as the Budget, GST, and the Indian economy, organized by various print media outlets.
CA Brajesh Kumar Jaiswal’s career is a testament to his expertise, leadership, and unwavering commitment to both his profession and community.
