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Working Capital Management & Finance A HandBook for Bankers and Finance Managers

Author Name: R.K.Gupta, Himanshu Gupta | Format: Paperback | Genre : Business, Investing & Management | Other Details

The overwhelming support from readers, has motivated the author to bring out latest 4th Edition of the book which has been updated to 31.08.2021.  Various banking authorities on credit, Entrepreneurs, Education Institutions have appreciated the language and contents of working capital in simple language covering various problems being faced by the officers joining the banks for the last two decade. This book contains all the formats used for working capital finance and management as well. This book is very convenient to understand logically with all the ins & outs of the working capital management and its finance. It will prove to be a bible for all the officers who are working in the banks, financial institutions, NBFCs, MFIs as credit officers, including the students of MBA (Finance) & entrepreneurs. It is very useful even for those who have no background of financial terminology and its technical aspects with logical understanding. 

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R.K.Gupta, Himanshu Gupta


Gold medalist for two consecutive years (1973 & 1974), the author is a banker having 38 years of experience in credit and continues as a visiting faculty on working capital finance, credit appraisal, analysis of financial statements,  and Risk management in various banks across India and Universities like Bennett University, Sharda University, Noida International and Amity University, NIESBUD for more than 10 years. He has worked at Oriental Bank of commerce and made substantial changes in credit policy of the bank; keeping in view the difficulties faced by the field functionaries and framed credit risk management policy during the period 2005-08.

Another book of Mr. Gupta titled “Credit Appraisal & Analysis of Financial Statements” 2nd edition of which is updated to 30.06.2018 has internationally been acknowledged.


A graduate in B.Tech (Hons) Information & Technology and MBA (operations) from IIM-Kozhikode (2011), he currently works as a Solution Architect for ERP solutions handling large projects across the globe. With more than one and half a decade experience in software engineering and management across the industry domain, he is an avid reader with key interest in technology and operations.