"It was a wonderful experience interacting with you and appreciate the way you have planned and executed the whole publication process within the agreed timelines.”
Subrat SaurabhAuthor of Kuch Woh Pal
The overwhelming support from readers, this is the 5th edition of the book which has been updated to 31.03.2025. Various banking authorities on credit, Entrepreneurs, Education Institutions have appreciated the language and contents of working capital in simple language covering various problems being faced by the officers joining the banks for the last two decade. This book is very convenient and understandable logically with all the ins & outs of the working capital management and its finance. It will prove to be a bible for all the officers who are working in the banks including the students of MBA (Finance) & entrepreneurs but have no background of financial terminology and its technical aspects with logical understanding.
R.K.Gupta, Himanshu Gupta
R.K.GUPTA
Gold medalist in B. Com (Hons) in 1969 and for two consecutive Years in1973 & 1974 in bank, the author is a banker having 38 years of experiencein credit and continues as a visiting faculty on working capital finance, creditappraisal, analysis of financial statements, and Risk management in variousbanks across India including Institute of Banking & Finance (IIBF), National Institute of Banking Studies and Corporate Management (NIBSCOM) and Universities like Bennett University, and Amity University, NIESBUD for more than 17 years.He has worked at Punjab National Bank (e-OBC) and made substantial changes in credit policy of the bank; keeping in view the difficulties faced by the field functionaries and framed credit risk management policy during the period 2005-08.
HIMANSHU GUPTA
A graduate in B.Tech (Hons) Information & Technology and MBA (operations) from IIM-Kozhikode (2011), he currently works as a Solution Architect for ERP solutions handling large projects across the globe. With more than 2½ decade of experience in software engineering and management across the industry domain, he is an avid reader with key interest in technology and operations.
