Poverty injects vulnerability. Microinsurance provides economic and psychological security to the
poor by reducing exposure to multiple risks and cushioning the impact of a
disaster. This book tries to identify such disasters and throw light on how to
overcome them through Microinsurance.
Dr Sreemoyee Guha Roy has a PhD in Finance from
Calcutta University. She is currently working as an Assistant Professor at St. Xavier’s
college (Autonomous), Kolkata. She is also an Associate Editor for two international
She has many national and international publications
to her credit and has also participated as a paper presenter in various
national and international seminars and conferences.
Her area of research was Microinsurance, which motivated her to come up with this book.