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This comprehensive guide explores the intertwined worlds of banking and payment systems in India. It traces the evolution of Indian banking from its historical roots to the present day, explaining core banking services and their underlying principles. The book delves into the development of payment systems, from traditional methods to cutting-edge digital solutions, emphasizing the ongoing digital transformation of financial services. Key regulations governing the sector are examined, along with financial inclusion initiatives and their impact on India's economic and social development. Written for students, professionals, and general readers, this accessible overview of India's financial infrastructure highlights the interconnected nature of banking and payment systems, showing how developments in one area influence the other. By presenting complex concepts in a straightforward manner, it provides a clear understanding of how money moves in India's evolving financial landscape. The book concludes by discussing emerging trends that are likely to shape the future of Indian finance, encouraging readers to think critically about the sector's potential trajectories.
Battula Vijay Kiran, Prof. A. Narasimha Rao
Battula Vijay Kiran, M. Tech (Systems & Signal Processing), M.B.A. (Banking & Financial Services), is a Research Scholar at the Department of Commerce and Management Studies (DCMS), College of Arts & Commerce, Andhra University. His research area includes Payment and Settlement Systems (PSS) and the broader implications of banking sector participation on economic growth.
Prof. A. Narasimha Rao, M.Com., M.B.A., Ph.D., FCMA, is the Principal of the College of Arts & Commerce and a Professor in the Department of Commerce and Management Studies (DCMS) at Andhra University. He has extensive expertise in Finance and Accounting, with a strong academic background and a track record of significant contributions to research and scholarship in these areas. He has mentored many research scholars and has a wide range of publications to his credit.
